Deposit Rates

Earn more on every dollar with Deposit products are held with insured partner institutions and are subject to applicable coverage limits and product terms.

Product Minimum Balance APY
Private Reserve Savings $0 4.85%
Money Market Reserve $10,000 4.50%
3-Month Term Deposit $1,000 4.25%
6-Month Term Deposit $1,000 4.75%
1-Year Term Deposit $1,000 5.00%
5-Year Term Deposit $1,000 5.25%

APY = Annual Percentage Yield. Rates are effective as of the date posted and are subject to change without notice. Fees may reduce earnings.

Lending rates

Indicative pricing for residential, commercial and personal credit.

Product Term APR
30-Year Fixed Mortgage 360 months 6.875%
15-Year Fixed Mortgage 180 months 6.375%
5/1 Adjustable-Rate Mortgage 360 months 6.125%
New Auto Loan Up to 72 months 5.49%
Personal Loan 12 - 60 months 8.99%
Home Equity Line Variable 7.75%

APR = Annual Percentage Rate. Rates shown are representative and subject to credit approval.

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Savings Growth

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